If you bought a PowerBall ticket, have you already decided how your winnings will ruin your life?

From the tax bill, to the "friends" who will suddenly show up needing your (financial) help, studies show winning the lottery can create more headaches than it solves.

So tell us: how have you determined your hypothetical winnings will complicate your life? Call 212-433-9692, or keep the conversation going anytime on twitter @BrianLehrer.